Insurance: a contract whereby the insurer is obligated to pay the insured, or the beneficiary who stipulated the insurance in his favor, a sum of money, arranged income, or any other financial compensation, in the event of an accident or the occurrence of the risk stated in the contract, in return for a premium, installments, or any other financial amount paid by the insured to the insured Reinsurance: The insurance company transfers part or all of the burdens arising from the risk it insured to the reinsurance company, according to the conditions agreed upon between them.

• Conflicts between the insurer and the insured over the implementation and validity of the contract.

• Claims of recourse from the insurer or the one who caused the damage.