Commercial papers are instruments written according to forms specified by law, representing a right whose subject matter is a specific amount of money, due for payment upon familiarization or after a certain or definable period, and is negotiable by commercial means.

A Cheque: (a commercial paper containing an order issued by the drawer to the drawee bank to pay, on the day indicated as the date of its issuance, a certain amount of money to the order of a third person, that is the beneficiary or the bearer).

Cheque disputes (collecting the value of the check - the return of cheques/guarantee - the bank's responsibility for cashing the forged check).

A promissory note is a commercial instrument containing an order from the drawer to the drawee to pay a certain amount of money upon familiarization or on a specific or assignable date to the order of the beneficiary).

Demand Draft / Pay order is a commercial instrument whereby the drawer pledge to pay a sum of money upon sight or on a specific or assignable date to the order of another person who is the beneficiary.

A bearer bond is a commercial instrument whereby the issuer pledge to pay a certain amount of money upon sight or on a specific or assignable date to the holder of the paper